Vendor directory
58 embedded-finance vendors, each scored against the same published rubric. Vendor money never moves a ranking.
58 of 58 vendors
Embedded payments and financial services platform enabling marketplaces and SaaS platforms to onboard users, process payments, manage payouts, and offer financial products globally.
Turnkey captive insurance platform enabling SaaS platforms to launch branded insurance programs for their customers in weeks.
Card issuing and banking platform for embedded finance.
Workforce payments platform with embedded digital wallets, instant pay, and Mastercard debit cards.
Embed Brex's global corporate card and payments infrastructure into your B2B software platform.
Embedded spend management infrastructure for B2B platforms to launch branded corporate cards via API.
Embedded payroll API that lets software platforms add full-service payroll, tax filing included, in weeks.
Embedded earned wage access and digital banking that lives natively inside payroll and HR platforms.
Enterprise earned wage access with deep HCM integrations and an embedded API for HCM vendors.
Payments middleware for SaaS platforms to embed cards, ACH, and check processing via a single white-label API.
Unified ACH, Same Day ACH, RTP, and FedNow API for platforms and enterprises that embed bank payments at scale.
Shopify-native team management and payroll for retail, plus an embedded version for software platforms.
Embedded payroll-as-a-service plus direct payroll product for staffing, gig, and hourly workforces.
Unified employment API connecting fintechs to 250+ payroll and HRIS systems for data and write-back.
Full-stack payment infrastructure enabling platforms to own payment processing and economics.
AI-powered failed payment recovery platform that helps subscription businesses reduce involuntary churn.
Gusto's API and white-label UI flows that let vertical SaaS platforms embed full US payroll.
Employer-embedded earned wage access for senior living, healthcare, and SMB workforces.
Enterprise-grade banking APIs giving technology companies direct access to Federal Reserve, Visa, and Clearing House rails.
Payment operations platform enabling software companies to embed payments and become payment facilitators
Single-integration embedded finance suite — loans, instant payouts, and banking — for ISOs, processors, and SaaS platforms.
Payments orchestration platform giving enterprises full-stack control over routing and checkout across 300+ PSPs.
White-label embedded payments and fintech infrastructure for vertical SaaS platforms and franchise networks.
Turnkey embedded lending stack that lets vertical SaaS platforms offer working capital to SMBs without credit risk.
Earned wage access for healthcare, home care, and skilled nursing workforces with white-label embed.
API platform that lets banks and fintechs automatically update card-on-file at hundreds of merchants.
Embedded lending infrastructure for platforms.
Embeds revenue-based SMB funding into payment processors, marketplaces, and vertical SaaS via API or hosted white-label.
Developer-first card issuing platform for fintechs to launch debit, prepaid, and credit programs via API.
Modern card issuing platform with real-time controls and rich data.
Corporate travel, expense, and virtual card platform for mid-market and enterprise companies globally.
One API for multi-rail payments (ACH, wires, RTP, FedNow, stablecoins) with a built-in double-entry ledger.
Embedded money movement platform for platforms.
Canada's first embedded payroll infrastructure API, purpose-built for Canadian tax and compliance.
White-label embedded payments platform enabling ISOs, ISVs, and PayFacs to monetize payments and merchant lifecycle.
AI-powered embedded capital, spend cards, and pay-over-time for marketplaces and vertical SaaS serving small businesses.
Embedded payments infrastructure for vertical SaaS — Pay In, Pay Out, and Pay Ops in a single unified API platform.
Employer-integrated earned wage access via non-recourse factoring, with B Corp and 70+ HCM partners.
Embedded working capital advances and business charge cards for vertical SaaS, PayFacs, and marketplaces serving SMBs.
Financial data connectivity and verification platform.
PayFac-as-a-Service platform enabling vertical SaaS to embed payments without compliance burden.
FCA-licensed embedded payments and split payment infrastructure for UK and European marketplaces and SaaS.
Embedded payroll infrastructure that lets software platforms launch fully integrated payroll products with one API.
AI-powered embedded B2B financing — net terms and credit lines — for marketplaces and platforms at checkout.
Global workplace finance platform (formerly Wagestream) with EWA, savings, and embedded HCM partners.
Payment facilitation platform enabling marketplaces to onboard, verify, and pay out sellers globally with embedded compliance.
API-first card issuing platform for software platforms to create virtual and physical Visa/Mastercard cards.
Banking-as-a-service for platforms. Offer bank accounts, cards, and money movement.
BaaS platform connecting fintechs to sponsor banks for embedded banking, card issuing, and compliance.
Earned wage access platform integrated with 300+ payroll systems for employers and white-label partners.
PayFac-as-a-Service platform enabling software companies to embed, monitor, and monetize merchant payments across the US and Canada.
Embedded finance infrastructure enabling software platforms to launch banking, lending, and payments in weeks.
Embedded insurance platform enabling vertical SaaS platforms to offer tailored coverage at point of sale.
White-label HRIS and payroll platform that PEOs, ASOs, and software companies resell under their brand.
Embedded payment facilitation platform helping SaaS companies monetize payments, manage compliance, and grow.
Embedded revenue-based financing platform enabling businesses to offer flexible funding to merchants and SMEs
Embedded earned wage access for SMBs with 300+ payroll integrations and HCM partner program.
Embedded payroll API for staffing, gig, and vertical SaaS platforms with real-time wage payments.