Jaris
Single-integration embedded finance suite — loans, instant payouts, and banking — for ISOs, processors, and SaaS platforms.
Overview
Jaris is an embedded finance platform purpose-built for payment processors, ISOs, SaaS platforms, and banks. Through a single API integration, Jaris enables these payments-enabled companies to offer a branded suite of financial products — including business loans, instant payouts, and banking services — directly to their SMB customers. The platform combines merchant onboarding with KYB/KYC, managed settlements, and real-time disbursement tracking in one unified system, removing the need for partners to build their own financial infrastructure. Jaris operates as a technology company rather than a bank. All banking services and credit products are provided by First Internet Bank of Indiana (Member FDIC), which also supplies $1 billion+ in annual financing capacity. Partners integrate via pre-built embedded UI components (Jaris Connect), a merchant-facing branded portal, or fully custom APIs. Jaris handles all servicing, collections, compliance, and underwriting — including AI-assisted KYB/KYC decisioning — so partners can go live in weeks. Key differentiators include a payments-first architecture (processor-agnostic settlement infrastructure), multi-product enrollment from a single onboarding flow, and a bank-backed model that avoids the predatory MCA structure. Partners include Paysafe, SpotOn, HoneyBook, Worldline, Dart Bank, JustiFi, Aurora Payments, and Agile Financial Systems, with claimed 40% higher customer retention and 2x customer LTV for platforms adopting multiple Jaris products.
Key features
- Single integration multi-product suite
- White-label merchant onboarding flow
- Processor-agnostic managed settlements
- Instant payouts up to $10k
- Bank-grade compliance and servicing
Vertical focus
horizontal
Notable customers
Paysafe, SpotOn, HoneyBook, Worldline, Aurora Payments
At a glance
| Category | lending |
|---|---|
| Model | ["white_label","api_first","hybrid"] |
| Pricing | ["revenue_share","per_transaction","custom"] |
| Revenue share | Not disclosed |
| Best company size | ["smb","mid_market","enterprise"] |
| Minimum volume | Not disclosed |
| Time to launch | weeks |
| Technical complexity | medium |
| Founded | 2017 |
| Funding stage | series_b |
| Website | https://jaris.io |
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