YouLend
Embedded revenue-based financing platform enabling businesses to offer flexible funding to merchants and SMEs
Overview
YouLend is a global embedded financing platform that allows e-commerce, payment, and technology platforms to seamlessly integrate revenue-based financing into their ecosystems. The company provides fast, flexible funding to small and medium-sized businesses through partner platforms, with AI-driven credit assessment delivering a 90% approval rate. Merchants receive funding from $500 to $2M and repay via a percentage of daily sales.
Key features
- Revenue-based financing
- AI-driven credit assessment
- Same-day funding offers
- 90% approval rate
- No interest charges
- Flexible repayment tied to sales
- White-label solutions
- API-first integration
Vertical focus
horizontal, retail, professional_services, restaurants, construction, creator_economy
Notable customers
Amazon, eBay, Shopify, Etsy, FreshBooks, Paysafe, Just Eat Takeaway.com, Qonto, myPOS, Worldline, Upwork
At a glance
| Category | lending |
|---|---|
| Model | ["api","white_label"] |
| Pricing | ["revenue_share"] |
| Revenue share | 3-20% |
| Best company size | ["startup","smb"] |
| Minimum volume | No minimum |
| Time to launch | 1-3 months |
| Technical complexity | medium |
| PCI scope | minimal |
| Founded | 2015 |
| Funding stage | late_stage |
| Website | https://youlend.com |
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