Infinicept

Embedded Payments

Payment operations platform enabling software companies to embed payments and become payment facilitators

Overview

Infinicept provides embedded payment solutions that help software companies take control of their payment operations and increase revenue streams. The company's Payment Operations Platform (PayOps) gives software providers the infrastructure, tools, and expertise needed to become payment facilitators and manage their own merchant ecosystem. Infinicept offers two primary paths: PayOps for full payment facilitator control, and Launchpay (Payfac-as-a-Service) for companies seeking faster go-to-market without upfront development costs. The platform handles critical functions including merchant underwriting, risk monitoring, compliance management, fee administration, and settlement operations. Infinicept differentiates on flexibility and control—specifically through Infiniport, which enables customers to work with multiple processors simultaneously ('bring your own processor' model) rather than being locked into a single vendor. The company serves over 300 software companies, payment processors, sponsor banks, and fintech firms across 25+ countries. Notable customers include FiveStars, WorkWave, Drake Software, and Squire, representing verticals from tax preparation to field services to hospitality. The platform is designed for vertical SaaS companies that understand their customers' unique needs and want to own the payment experience rather than outsource it.

Key features

• Payment facilitator enablement
• Multi-processor orchestration
• Merchant underwriting automation
• Risk and compliance management
• Customizable merchant pricing
• White-label payment operations

Vertical focus

horizontal, healthcare, restaurants, retail, professional_services, field_services, real_estate

Notable customers

FiveStars, WorkWave, Drake Software, Squire, Payroc

At a glance

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