Keeper
Earned wage access for healthcare, home care, and skilled nursing workforces with white-label embed.
Overview
Keeper (Paid Keeper, Inc.) is an Earned Wage Access platform purpose-built for the healthcare vertical — home care agencies, skilled nursing facilities, and home health providers. The company was founded by healthcare industry veterans; the founder reportedly owns the largest home care agency in New York and built Keeper to address the high turnover and financial-stress challenges of caregiver workforces. Keeper integrates into payroll, HCM, and time-tracking systems and offers both a direct employer relationship and a white-label app option, with go-live typically achievable in under two weeks. Keeper's confirmed integrations include HHAeXchange (the homecare EVV/electronic visit verification platform that powers a large share of US Medicaid home care) and Empeon (a healthcare-vertical HCM). Notable named customer: Rockaway Homecare. Pricing is free to employers; employees pay $0–$4.99 per instant transfer. Keeper's legal terms reference unnamed "third-party financial partners" for wage disbursements; a specific sponsor bank is not publicly disclosed. Keeper has stated it is not a money transmitter or payment processor, structuring its product as a healthcare-vertical workforce benefit. Founded in 2019 (incorporated May 2020) in Brooklyn, NY. CEO is Lipa Lefkowitz; COO (as of March 2025) is Abie Kolt. No public funding rounds were found; the company is likely bootstrapped or pre-seed with revenue under $5M. The company holds SOC 2 certification per its own disclosures and adheres to PCI requirements. Note: this Keeper (keeperewa.com) is distinct from Keeper Tax (keepertax.com) and Keeper Security (keepersecurity.com), neither of which is in the EWA business.
Key features
- Healthcare-vertical EWA (homecare, SNFs)
- HHAeXchange + Empeon integrations
- White-label app deployment in <2 weeks
- Free to employers; $0–$4.99 employee fee
- Free to caregiver wallet, fee for external transfer
Vertical focus
healthcare, senior_living, staffing
Notable customers
HHAeXchange, Empeon, Rockaway Homecare
At a glance
| Category | ewa |
|---|---|
| Model | ["api","white_label","managed_service"] |
| Pricing | ["transaction_fee"] |
| Best company size | ["smb","mid_market"] |
| Time to launch | weeks |
| Technical complexity | low |
| PCI scope | minimal |
| Founded | 2019 |
| Funding stage | bootstrapped |
| Website | https://keeperewa.com |
Scored against the published rubric. See our editorial policy.