Finch logo

Finch

Banking-as-a-Service

Unified employment API connecting fintechs to 250+ payroll and HRIS systems for data and write-back.

Overview

Finch is the unified employment API for the US — often described as the "Plaid for payroll/HR." Through a single REST API and SDKs, Finch normalizes data and write-back operations across 250+ payroll and HRIS providers (Gusto, ADP, Rippling, BambooHR, Workday, Paychex, Paylocity, and many more), letting fintechs and software platforms read employment data (organizations, employees, compensation, deductions, employment status) and write back changes (new deductions, contributions, employee updates). The Finch Connect UI is an embeddable widget that handles end-user authentication and consent across all providers in a unified flow. Finch's core products include Organization (employer and employee data), Payroll (pay statements, taxes), and Deductions (write-back of benefits and 401(k) contributions), plus a Documents API in beta. Primary use cases include 401(k) and retirement (Human Interest, Guideline, Ubiquity), benefits administration (Thatch), HR tools (Trainual), compliance automation (Secureframe), and embedded lending/EWA where employment verification is required. Pricing is publicly anchored at $65/month per connection (Starter tier) with Pro and Premier tiers offered on volume-discounted custom pricing. Founded in 2020 (YC S20) in San Francisco by Jeremy Zhang and Ansel Parikh. Raised $58.6M total across Seed, Series A, and a $40M Series B in February 2023 co-led by General Catalyst and Menlo Ventures. Received an additional Intuit Ventures strategic investment in June 2023. The company is SOC 2 Type 2 certified, CCPA compliant, and GDPR compliant (on paid plans). Notable customers include Human Interest, Thatch, Ubiquity, Trainual, and Secureframe.

Key features

  • Unified API for 250+ payroll/HRIS systems
  • Embeddable Connect UI for user consent
  • Read APIs (Organization, Payroll, Pay Statements)
  • Write-back (Deductions, Contributions)
  • Documents API (beta)
  • Provider-agnostic data normalization

Vertical focus

fintech, saas, b2b, insurance

Notable customers

Human Interest, Thatch, Ubiquity, Trainual, Secureframe

At a glance

Categoryinfrastructure
Model["api","sdk"]
Pricing["per_connection","monthly_fee","custom"]
Best company size["startup","smb","growth","mid_market","enterprise"]
Time to launchweeks
Technical complexitymedium
PCI scopeminimal
Founded2020
Funding stageseries_b
Websitehttps://tryfinch.com

Scored against the published rubric. See our editorial policy.