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Embedded Lending

This hub gathers everything Charge Forward knows about embedded lending for software companies — the vendors, the unit economics, and the decision questions buyers actually ask. See the methodology.

Embedded Lending vendors (12)

  • YouLend — Embedded revenue-based financing platform enabling businesses to offer flexible funding to merchants and SMEs
  • Parafin — AI-powered embedded capital, spend cards, and pay-over-time for marketplaces and vertical SaaS serving small businesses.
  • Kanmon — Turnkey embedded lending stack that lets vertical SaaS platforms offer working capital to SMBs without credit risk.
  • Liberis — Embeds revenue-based SMB funding into payment processors, marketplaces, and vertical SaaS via API or hosted white-label.
  • Pipe — Embedded working capital advances and business charge cards for vertical SaaS, PayFacs, and marketplaces serving SMBs.
  • Slope Embedded Capital — AI-powered embedded B2B financing — net terms and credit lines — for marketplaces and platforms at checkout.
  • Lendflow — Embedded lending infrastructure for platforms.
  • Jaris — Single-integration embedded finance suite — loans, instant payouts, and banking — for ISOs, processors, and SaaS platforms.
  • Tapcheck — Earned wage access platform integrated with 300+ payroll systems for employers and white-label partners.
  • DailyPay — Enterprise earned wage access with deep HCM integrations and an embedded API for HCM vendors.
  • Clair — Embedded earned wage access and digital banking that lives natively inside payroll and HR platforms.
  • Immediate — Employer-embedded earned wage access for senior living, healthcare, and SMB workforces.